Capital City Times
Brandon Gallagher is a Canadian financial technology consultant and the Chief Technology Officer of Nezz, a revolutionary platform transforming how high-value transactions are conducted in the luxury market. With a career rooted in some of Canada’s most critical banking and payment infrastructures, Gallagher has built a reputation for designing systems that serve millions of users while handling billions of dollars in transaction volume annually.
Before co-founding Nezz, Gallagher consulted for major Canadian institutions including Deloitte, RBC (Royal Bank of Canada), Interac, Haventree Bank, and CIBC. His work included building CDIC-insured core banking services from scratch and overseeing the migration of Interac’s e-transfer platform—the Canadian equivalent of Zelle. This system became Canada’s primary real-time person-to-person payment solution, processing over $1.18 billion every year for more than 40 million Canadians. His expertise also extends to creating robust peer-to-peer payment infrastructure that is both highly scalable and secure.
Gallagher’s vision for Nezz was inspired by the challenges luxury brokers and high-net-worth buyers face when verifying Proof of Funds and transferring millions of dollars safely and instantly. Traditional methods—wire transfers, cash, credit cards, or even crypto—pose risks of fraud, slow settlement times, and transactional friction. Gallagher and his team sought to create a platform that leverages regulated banking infrastructure to enable instant, high-value transfers, with the simplicity of consumer apps like PayPal or Venmo.
As CTO, Gallagher has been instrumental in designing Nezz’s platform architecture, ensuring that the system is secure, compliant with financial regulations, and capable of handling extreme transaction volumes without friction. The platform allows buyers and sellers to verify funds, complete KYC checks, and even function as their own escrow agents—all within minutes. For the luxury market, which includes yachts, high-end cars, fine watches, and premium real estate, Nezz is poised to become the gold standard for secure and efficient transactions.
By the age of 25, Gallagher had already cemented his reputation as a top-tier fintech consultant. His accomplishments—including migrating high-impact projects for Interac and building an entirely new neobank from the ground up—set the foundation for his next venture: transforming the way the world moves money in the luxury market.
Looking ahead, Gallagher envisions Nezz as the definitive solution for luxury brokers, auction houses, and high-net-worth individuals who require speed, security, and trust in multimillion-dollar transactions. With an onboarding process that takes less than five minutes and the ability to move millions of dollars for less than a dollar, Nezz is redefining what is possible in luxury payments.
